Indian Overseas Bank (IOB) is inviting applications for 400 Local Bank Officer (LBO) posts in Junior Management Grade Scale-I across 6 states. If you are a graduate and know your state’s local language, this is the perfect opportunity for you.
Quick Job Overview
- Post: Local Bank Officer (JMGS-I)
- Total Vacancies: 400
- Job Location: In the candidate’s own state
- Application Mode: Online only
- Online Application Dates: 12 May 2025 to 31 May 2025
- Official Website: www.iob.in
State-wise Vacancy Details
| State | Language | Total | SC | ST | OBC | EWS | UR | PwBD (VI/HI/OC/ID) |
|---|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 260 | 39 | 19 | 70 | 26 | 106 | 2 / 2 / 3 / 3 |
| Odisha | Odia | 10 | 1 | 1 | 3 | 1 | 4 | 0 / 1 / 0 / 0 |
| Maharashtra | Marathi | 45 | 7 | 3 | 12 | 5 | 18 | 0 / 0 / 1 / 1 |
| Gujarat | Gujarati | 30 | 5 | 2 | 8 | 3 | 12 | 0 / 1 / 0 / 0 |
| West Bengal | Bengali | 34 | 5 | 3 | 9 | 3 | 14 | 1 / 0 / 0 / 0 |
| Punjab | Punjabi | 21 | 3 | 2 | 6 | 2 | 8 | 1 / 0 / 0 / 0 |
| Total | — | 400 | 60 | 30 | 108 | 40 | 162 | 4 / 4 / 4 / 4 |
Eligibility Criteria
- Education: Graduate in any discipline from a recognized university.
- Age: 20 to 30 years (as on 01.05.2025)
- Local Language: Must read, write, and speak the state’s official language.
- CIBIL Score: Minimum 650 required at joining.
Salary, Bond & Perks
- Pay Scale: ₹48,480 – ₹85,920 + allowances (as per Scale-I standards)
- Probation: 2 years
- Service Bond: ₹2,00,000 for 3 years minimum service
Selection Process
- Online Exam
- Language Proficiency Test (LPT)
- Personal Interview
Final selection = Online Exam (80%) + Interview (20%)
Exam Pattern (140 Marks, 3 Hours)
| Section | Qs | Marks | Medium | Time |
|---|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | English/Hindi | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | English/Hindi | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | English/Hindi | 60 minutes |
| English Language | 40 | 40 | English only | 30 minutes |
| Total | 140 | 200 | — | 180 mins |
- 1/4th negative marking
- Sectional cutoff: 35% (UR), 30% (Reserved)
Application Fee
| Category | Fee (Incl. GST) |
|---|---|
| SC / ST / PwBD | ₹175 |
| UR / EWS / OBC | ₹850 |
How to Apply?
- Visit www.iob.in → “Careers”
- Select “Recruitment of Local Bank Officers – 2025-26”
- Register online and fill the form
- Upload photo, signature, thumb impression, and declaration
- Pay the fee online and submit
Key Points to Remember
- Apply for only one state.
- LPT is mandatory unless you studied the language in 10th or 12th.
- Keep a valid email ID and phone number.
- No changes allowed once form is submitted.
Important Dates
| Event | Date |
|---|---|
| Online Registration Starts | 12 May 2025 |
| Last Date to Apply | 31 May 2025 |
| Last Date for Fee Payment | 31 May 2025 |
| Exam & Interview Dates | To be announced |
FAQs
Q1. Can I apply for more than one state?
No. Only one state is allowed per applicant.
Q2. Is prior banking experience required?
No, fresh graduates can apply.
Q3. What if I don’t know the local language?
You must be proficient, or you must have studied it in 10th/12th.
Q4. Will there be a language test?
Yes, unless exempted via your school certificate.
Q5. Is the application fee refundable?
No, it’s non-refundable.
